Latitude Logo

Travel now, pay later with Latitude

The Bali Bible has teamed up with Latitude to offer you 6 & 12 equal monthly Interest Free payment plans*.

Minimum spend applies. Equal monthly payments required. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only.

Latitude Hero Image

How to shop Interest Free

New to Latitude?

Apply for a Latitude Gem Visa credit card now.

Latitude Gem Visa

How to apply

  • Check your eligibility and apply in 10 minutes
  • It only takes 60 seconds for us to respond to your application
  • Once approved, simply activate your card online using the Latitude App
  • Checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification
Apply Now

Already have a participating Latitude credit card?

Start shopping today.

Latitude Gem Visa

How to shop Interest Free

  • Simply enter your card or account number during the checkout process
Shop Now

Important Information

*Minimum spend $150 for 6 months and $300 for 12 months. Equal monthly payments required. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only.

Conditions, fees and charges apply. The plan is payable by 6 or 12 equal monthly instalments (exact amounts specified in your statement). As the equal monthly payment plan (Instalment Interest Free Promotion) is for a term less than 33 months, the minimum monthly payment will be greater than an interest free payment for the same term and you may pay more interest on any other outstanding balance on your credit card account, as your repayments will be allocated to this plan first.

If you don’t make your minimum monthly payment, for two consecutive months, you agree that all equal monthly payment plans with a term less than 33 months will change to a minimum monthly payment plan (Interest Free Promotion) for the remainder of the original plan term. At the end of the plan, interest will be charged at 26.99% p.a. Monthly account service fee of $9.95 (subject to change) applies. Interest may also apply to other credit card transactions if you do not comply with the T&Cs.

The Conditions of Use (as applicable), specify all other conditions for this offer. Also available on other participating Latitude credit cards. Credit is provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

Latitude Interest Free FAQs

Latitude Interest Free offers flexible long-term Interest Free payment plans to suit your needs. From 6-60 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine and Buyer's Edge credit card customers can checkout using Latitude Interest Free payment plan.
Latitude Interest Free credit cards such as Latitude Gem Visa or Latitude GO Mastercard work like normal credit cards but offer the added functionality of Interest Free payment plans. There are three different types of Latitude Interest Free payment plans:
Minimum spend applies. Conditions, fees, and charges apply. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only (Latitude Gem Visa, Latitude GO Mastercard, Buyer's Edge, CreditLine). $2000 TV on a 24 month Minimum Monthly payment plan = customer required to pay a minimum payment each month. Minimum monthly payments must be made until promotional plan is fully paid off. After expiry of the interest free promotional period, interest will be charged on the remaining outstanding balance. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. At the end of the plan, interest will be charged at 26.99% p.a. Interest may also apply to other credit card transactions if you do not comply with the T&Cs. Customers can make extra payments at any time with no penalties.
Minimum spend applies. Conditions, fees, and charges apply. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only (Latitude Gem Visa, Latitude GO Mastercard, Buyer's Edge, CreditLine). $2,000 TV on a 24 month Equal Monthly payment plan = customer required to pay the purchase price in 24 equal monthly instalments ($83.33 excludes $9.95 monthly account service fee; total estimated price $2,238.8). If paid on time, the balance is cleared by the end of the Interest Free period. If not, at the end of the plan, interest will be charged at 26.99% p.a. on the remaining outstanding balance. Interest may also apply to other credit card transactions if you do not comply with the T&Cs.
Minimum spend applies. Conditions, fees, and charges apply. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only (Latitude Gem Visa, Latitude GO Mastercard, Buyer's Edge, CreditLine). $2,000 TV on a 24 month Flexible payment plan = customer not required to pay any amount during the Interest Free period. This unpaid balance will incur interest of 26.99% p.a. once the Interest Free period expires. Interest may also apply to other credit card transactions if you do not comply with the T&Cs. Customers can make payments at any time with no penalties.
Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and monthly account service fee of $9.95 applies (subject to change).
Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is different across retailers. Gift cards are excluded.
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit and BPAY® are available.
You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.

Ready for an adventure?

Get started with these amazing Holiday Packages